Four Investor Pathways
Buy a Rental
DSCR, no tax returns, rental income qualifies
Fix and Flip
Bridge loan, short-term, based on ARV
Pull Equity
Cash-out refi or HELOC, leverage existing assets
Build a Portfolio
Portfolio loans, multi-unit, scaling strategy
DSCR Cash Flow Calculator
$1,936
Monthly PITI
$264
Monthly Cash Flow
1.14x
DSCR Ratio
5.1%
Cash-on-Cash Return
DSCR ratio ≥ 1.25x = strong | 1.0–1.25x = acceptable | below 1.0 = additional review required