When are you looking to buy?
Find Your Best Loan Program
Answer 5 quick questions — we'll match you with the right program.
Step 1 of 5
What's your income type?
What Most Agents Won't Tell You
The Process — Both Sides, One Person
Pre-Approval
Agent: Review your goals & budget
Lender: Run credit, verify income, issue real pre-approval
Home Search
Agent: Find homes, schedule tours, analyze value
Lender: Confirm loan program fits each property
Offer & Negotiation
Agent: Write offer, negotiate terms, protect your interests
Lender: Structure financing to strengthen your offer
Loan Processing
Agent: Manage inspection, appraisal, attorney review
Lender: Process your file, clear conditions, lock rate
Closing
Agent: Final walkthrough, coordinate with title
Lender: Clear to close, fund the loan, hand you the keys
Buyer Loan Programs
FHA
3.5% down (10% down at 500–579)
· Min credit: 500+
A flexible path to homeownership backed by the government — forgiving on credit, light on upfront cash.
Learn MoreVA
$0 down
· No minimum credit score required
Your service earned this: no down payment, no monthly mortgage insurance, ever.
Learn MoreConventional
3% down
· Min credit: 620+
The standard mortgage for strong-credit buyers — and the only one where mortgage insurance goes away once you’ve built equity.
Learn MoreDown Payment Assistance
Up to $10K
· Min credit: Varies
Local grants and low-interest second loans that cover your down payment so your savings stay in your pocket.
Learn More