Today's Rates — Chicago Southland & NW Indiana
As a broker through Nexa Lending, I have access to multiple wholesale lenders. That means I'm shopping rates for you — not locked into one bank's product.
Standard rates are representative market data as of October 31, 2026, not a guaranteed quote. Conventional, FHA, VA, and jumbo figures use the Optimal Blue index observed October 29–30 via Mortgage Daily; USDA uses USDALoans.com. The 5/1 ARM figure is Bankrate APR, not a note rate. Sources and methodologies vary. Other standard APRs were not supplied and are available with a personalized quote. Specialty rates have not been updated. Rates shown are sample rates for a well-qualified borrower (740+ credit score, 20% down payment, primary residence, 30-year fixed-rate loan, Illinois) as of the week displayed. Your actual rate will vary based on credit score, loan-to-value ratio, property type, loan purpose, and market conditions. APR reflects the annual cost of credit including fees. Rates are subject to change without notice. These rates do not represent a commitment to lend. Contact Henry Jones directly for a personalized rate quote. Henry Jones | NMLS #2514797.
All rates displayed are updated weekly and are provided for informational purposes only. Rates require credit approval and are subject to change without prior notice. APR shown includes estimated fees and represents the annual cost of credit. Loan assumptions: Illinois primary residence, 30-year fixed rate, conforming loan amount, no discount points unless stated. Your rate and APR will differ based on your specific credit profile, loan amount, LTV, and property type. For specialty and Non-QM programs, rate ranges are indicative only — final rate determined by full underwriting review. For a current, personalized rate quote, call 708-540-2969 or book a consultation. Henry Jones | NMLS #2514797 | Nexa Lending.
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