Refinance

Is Refinancing Worth It Right Now? Let's Actually Run the Numbers.

A refinance that saves you $180/month breaks even in 31 months. A refinance that costs $6,000 in fees breaks even in 4 years. Before you decide, you need the math.

Break-Even Calculator

See if refinancing makes financial sense for you.

Current Interest Rate: 7.5%

New Estimated Rate: 6.5%

Remaining Loan Balance

Estimated Closing Costs

$168

Monthly Savings

24 mo

Break-Even

$6,072

5-Year Net Savings

$16,144

10-Year Net Savings

These are estimates. Get your actual numbers — book a 15-minute call.

Cash-Out Equity Estimator

Estimated Home Value

Current Loan Balance

LTV Target: 80%

$150,000

Available Equity

$80,000

Estimated Cash-Out

$280,000

New Loan Amount

Not Ready Yet? Tell Me Your Target Rate. I'll Watch for You.

I'll alert you personally when rates move into your window. Most people wait too long or act too fast. I'll help you hit the right moment.