Terms of Service

1. Acceptance of Terms

By accessing our website, submitting a contact form, or communicating with Henry Jones, Manifest Homes Corp, or Nexa Mortgage (collectively "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Services Described

Henry Jones provides mortgage advisory and real estate services in Illinois and surrounding areas, including but not limited to:

• Mortgage pre-qualification and pre-approval
• Residential and investment property financing
• Real estate buyer and seller representation
• Refinance analysis and processing
• First-time homebuyer guidance and education

Nothing on this website constitutes a commitment to lend or a guarantee of loan approval. All loan approvals are subject to underwriting review and applicable lender requirements.

3. SMS / Text Message Terms

Program Description

By submitting your phone number through our website or contact form, you consent to receive text messages from Henry Jones regarding your mortgage or real estate inquiry, appointment reminders, follow-up communications, and information about our services.

Message Frequency

Message frequency varies based on the nature of your inquiry and the stage of your transaction. You may receive multiple messages per week during an active transaction.

Message and Data Rates

Standard message and data rates may apply depending on your mobile carrier and plan. We are not responsible for any charges incurred from your carrier.

How to Opt Out

You may opt out of text message communications at any time by replying STOP to any text message you receive from us. After opting out, you will receive one final confirmation message and no further texts will be sent. Opting out does not affect your ability to receive services.

How to Get Help

Reply HELP to any text message for assistance, or contact us directly at (708) 540-2969.

4. No Legal or Financial Advice

The information provided on this website and in our communications is for general informational purposes only and does not constitute legal, financial, tax, or investment advice. You should consult with a qualified professional before making any financial or real estate decisions.

5. Accuracy of Information

We make reasonable efforts to ensure the accuracy of information on our website, but we make no warranties or representations as to its completeness or accuracy. Market conditions, interest rates, and program availability are subject to change without notice.

6. Intellectual Property

All content on this website, including text, graphics, logos, and other materials, is the property of Henry Jones, Manifest Homes Corp, or Nexa Mortgage and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission.

7. User Conduct

By using our website or submitting information, you agree that you will not:

• Provide false, misleading, or fraudulent information
• Use our services for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Transmit any harmful, offensive, or disruptive content

8. Limitation of Liability

To the fullest extent permitted by law, Henry Jones, Manifest Homes Corp, and Nexa Mortgage shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability for any claim shall not exceed the amount paid by you, if any, for services rendered.

9. Indemnification

You agree to indemnify and hold harmless Henry Jones, Manifest Homes Corp, Nexa Mortgage, and their respective officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or your violation of these Terms of Service.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts located in Cook County, Illinois.

11. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Updated terms will be posted on our website with a revised effective date. Your continued use of our services following any changes constitutes your acceptance of the updated terms.

12. Contact Us

Henry Jones | Mortgage & Real Estate Advisor
Manifest Homes Corp + Nexa Mortgage
Phone: (708) 540-2969
NMLS #2514797 | IL RE #471.004103