itsmyagent.com
Chicago Southland + Northwest Indiana

Your agent isn't just fighting for your deal. He's also funding it.

Most people hire a real estate agent AND a mortgage lender — two separate professionals who barely communicate with each other. Henry Jones is both. One license for the deal. One license for the money. One person protecting everything from contract to closing.

1,100+
Families who made it to closing
$110M+
In equity created
21 Yrs
In this market
900+
Distressed deals resolved
The Hybrid Advantage

Why 30–40% of Deals Fail — And Why Mine Don't

The Traditional Way

Real estate agent and mortgage lender at different companies
Different timelines and communication channels
Dropped balls. Deals fall apart at the last minute.

Result: 30–40% of deals collapse

The Henry Jones Way

One person: Real Estate Broker + Mortgage Loan Officer
One conversation. One timeline. No coordination gap.
Financing figured out before you make an offer.

Result: Deals close. Period.

The #1 reason real estate deals collapse has nothing to do with the house or the buyer. It's the coordination gap between the agent and the lender. When Henry handles both sides, that gap doesn't exist.

The Origin Story

21 Years. 1,100+ Families. One Decision That Changed Everything.

Origin Story Video — Coming Soon

"I watched 30–40% of deals collapse — not because of bad houses or bad buyers, but because nobody was controlling both sides. So I decided to become the person who does."

Henry Jones started in real estate in 2004 — right before the market collapsed. He spent eight years closing over 900 distressed properties and watching the same thing destroy deal after deal: the agent and lender weren't aligned. In 2020 he added his mortgage loan officer license. Today itsmyagent.com is what that decision built.

Updated April 11, 2025

Today's Rates

As a broker through Nexa Lending, I shop multiple wholesale lenders — not just one bank's product.

Featured

Conventional 30-yr

6.875%/ 7.012% APR

Min credit: 620

Down: 3%+

FHA 30-yr

6.375%/ 7.195% APR

Min credit: 580

Down: 3.5%

DSCR Investor

7.5%as low as

Min credit: 680+

Down: 20-25%

No tax returns required

Rates shown are sample rates for a well-qualified borrower (740+ credit, 20% down, primary residence, 30-year fixed, Illinois) as of the week displayed. Your rate will vary. APR reflects cost of credit. Rates subject to change without notice. Not a commitment to lend. NMLS #2514797.

Loan Programs

Every Loan Program. One Conversation.

🏠

FHA Loans

3.5% down, 580+ credit score

Learn More
🎖️

VA Loans

$0 down for veterans and active duty

Learn More
📊

DSCR Investor Loans

Rental income qualifies, no tax returns

Learn More
🏦

Bank Statement Loans

Self-employed approved, 12–24 months deposits

Learn More
💰

Down Payment Assistance

Illinois + Indiana grants up to $10K

Learn More

Conventional

As low as 3% down, best rates for strong credit

Learn More
Social Proof

1,100+ Families Who Made It to the Closing Table

Here's what they say about having one professional on both sides of the deal.

"Henry made the entire process seamless. Having one person handle both the real estate and the mortgage meant we never had to worry about miscommunication. We closed on time and under budget."

Michael T.

Homewood, IL

First-Time Buyer

"After being turned down by two lenders, Henry found a program I didn't even know existed. He handled everything — found the home, secured the financing, and we closed in 30 days."

Sarah W.

Flossmoor, IL

Move-Up Buyer

"As an investor, the DSCR loan was a game-changer. No tax returns, qualified on rental income. Henry structured the whole deal from acquisition to financing. Nobody else does this."

David R.

Crown Point, IN

Investor

5 Loan Programs Your Agent Has Never Heard Of

Free guide. The programs most buyers and sellers never learn about — until it's too late.

No spam, ever. Unsubscribe anytime.

DSCR loans: how investors finance without showing income
Down payment assistance: Illinois + Indiana programs nobody tells you about
Bank statement loans: how self-employed buyers actually get approved
The Evolution

How a Name Grew Into Something Bigger

THEN (2004)

"It's My Agent" meant a real estate agent who helps you find and buy a home.

THE SHIFT (2020)

Henry added his mortgage loan officer license — and "agent" started meaning something more.

NOW (2025)

"It's My Agent" means the one professional acting as your representative for the ENTIRE deal.

"The name was always right. It just took 21 years to fully earn it."

CALL 708-540-2969START HERE