All Loan Programs
🌍
No SSN required
ITIN Loans
Homeownership shouldn't require a Social Security number.
ITIN loans allow borrowers with an Individual Taxpayer Identification Number — instead of a Social Security number — to purchase or refinance a home. Built for hardworking families who pay taxes and deserve a path to ownership.
Program Highlights
- No SSN required — ITIN accepted
- Down payments starting around 15%
- Primary residence, second home, or investment
- 2 years of tax returns filed under ITIN
- Flexible credit — alternative tradelines accepted
Best For
- Foreign nationals and ITIN taxpayers
- DACA recipients (program-dependent)
- Mixed-status families
What You'll Need to Qualify
- Valid ITIN and 2 years of filed tax returns
- 12+ months of verifiable employment
- 15–20% down typical
- Reserves: 2–6 months of payments
Guidelines vary by lender and borrower profile. All loans subject to underwriting approval. Not a commitment to lend.
Common Questions
¿Hablan español?
Sí. Tenemos miembros del equipo bilingües y manejamos préstamos ITIN regularmente.